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GMCCLOAN
JUMBO

6.336

7 YEAR ARM

APR
%

Purchase $1.5M | LTV 0.60 | FICO 800
SFH | Primary Home | 08.02.2024

6.607

30 YEAR FIXED

APR
%

Purchase $1.5M | LTV 0.6 | FICO 800
SFH | Primary Home | 08.02.2024

YOUR LOAN
OUR SOLUTION

NON-QM

BUY WITHOUT SELL

Jumbo Program Highlights

Great Jumbo Rate for A+ Borrowers

 

  • Competitive jumbo rates

  • No bank deposit is required for rate discount

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Jumbo Specials

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  • No limit on RSU income to qualify

  • Use rental income without landlord history

  • No rigorous gift fund paper trailing

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Jumbo Express

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  • Mainly use agency guidelines

  • Lower reserve as little as zero

  • Lower credit score as low as 680

  • Higher DTI

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JAMES YAN, PH.D.

Mortgage Advisor

Phone: 626.226.8695

Email: jyan@gmccloan.com

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DRE #01880155

NMLS #1904360

About GMCC 

 

General Mortgage Capital Corporation (“GMCC”) is one of the fastest-growing direct lenders in California. GMCC has over 100 lending resources (such as Chase, Wells Fargo, Citi, US Bank...) in correspondent and wholesale channels, provides a full spectrum of loan products (from $200k up to $20m) for different market needs, and sells loans directly to Fannie Mae, Freddie Mac, hedge funds, investment banks, and Wall St. With in-house local underwriting and funding, GMCC commits to extremely efficient turnaround times, which is critical for the current challenging market condition. All programs are subject to credit approval, Does not guarantee credit decision.

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Affiliated Business Arrangement Disclosure​

 

James Linjun Yan is the business owner of United Home Teams, Inc. and James Linjun Yan is also a mortgage loan originator (NMLS #1904360) of GMCC. Because of this relationship, when United Home Teams, Inc. refers a loan business to GMCC, it may provide James Linjun Yan a financial benefit if James Linjun Yan acts as the loan originator for the referred loan cases. You are NOT required to use GMCC loan services as a condition of the purchase or sale of your property.

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